In the ever-evolving landscape of digital transactions, ensuring the security and efficiency of payment systems is paramount. One of the innovative solutions that has emerged to fortify online payment security…
Explore the power of white label payment gateways, your key to flexible online transactions. Discover more about this game-changing solution in this comprehensive guide. Introduction In the fast-paced world of…
Introduction In the dynamic world of e-commerce, ensuring secure online transactions is paramount. One of the key components of this security is the 3-D Secure (3DS) protocol. In this article,…
Introduction In the rapidly evolving landscape of online transactions, security is paramount. Two-factor authentication (2FA) is a fundamental component of online security, and the 3D Secure protocol plays a vital…
In today’s digital age, where e-commerce and online transactions have become an integral part of our lives, the importance of a seamless and secure payment process cannot be overstated. This…
In the ever-evolving landscape of modern business, efficient payment processing has become an essential component for ensuring smooth financial transactions. From customers making purchases online to businesses managing their accounts…
In today’s fast-paced digital world, businesses are thriving by embracing online transactions and e-commerce platforms. However, with the rise of online transactions comes the risk of chargebacks, a challenge that…
In today’s digital world, secure payment processing cannot be overstated. Increasingly, businesses and consumers are seeking robust solutions to safeguard sensitive cardholder information as a result of data breaches and…
In this article, we will delve into the concept of 3D Secure Authentication and its significance in ensuring secure online transactions. With the ever-increasing prevalence of e-commerce and online payments,…
Learn all about 3D Secure Verified by Visa, the online security protocol that keeps your transactions safe and secure. This ultimate guide covers everything you need to know about the…
Data protection and security are pivotal not just for safeguarding client information, but also for shielding business proprietors. Acquiring and sustaining secure payment structures is essential for preserving the well-being…
What is Payment Fraud Detection? Payment fraud occurs when an individual steals another person’s payment information and uses it without authorization for transactions or purchases. The rightful owner of the…
3D Secure API is a protocol that was developed by Visa to enhance the security of online transactions. It is an additional layer of security that is implemented during online…
What is acquiring bank? An acquiring bank is a financial institution that provides merchants with the ability to accept credit and debit card payments from their customers. The acquiring bank…
What is 3D Secure chargeback? 3D Secure is a protocol designed to be an additional security layer for online credit and debit card transactions. It requires cardholders to provide additional…
Point-to-point encryption (P2PE) is a method of encrypting data transmitted between two points, such as between a credit card reader and a payment processor. The encryption is intended to protect…
The successful liability shift for enrolled card is required to the point at which merchants are no longer held financially responsible for certain types of fraudulent transactions if they have…
In-app buying and mobile payments are meant to make it easier for us to make online payments more accessible. But checkout is a different story. Continue reading to discover how 3D Secure…
3D Secure is a technical standard developed by Visa and Mastercard to enhance the security of internet payment transactions. It was originally developed to add an extra layer of security…
ACS 3DS is a payment gateway for online transactions. It is a service provided by ACS (Autorité de Certification des Systèmes), a company specializing in secure electronic transactions. ACS 3DS…
What is Online Payment Gateway Solution? An online payment gateway is a technology platform that enables merchants to accept payments from customers through the internet. It acts as a mediator…
3D Secure, also known as “Verified by Visa” or “Mastercard SecureCode,” is a security protocol designed to reduce the risk of fraud in online credit and debit card transactions. Developed…
2FA vs MFA: MFA as opposed to 2FA. Therefore, two-factor authentication (2FA) requires users to show two types of authentication while MFA requires that users present at minimum two, if not more,…
3D Secure protocol has been offering customers security for sixteen years, by offering an additional layer of protection for online transactions that require a card to be present. Additionally, it…
Did you consider that $56 billion was stolen from identity theft in the last year? There are many methods to prevent fraud. Secure payment using multi-factor biometrics, and passwords are…
Complex solutions that combine several software components can be difficult to test. It requires an in-depth understanding of the solution, business flows, and processes, as well as the most appropriate…
Web Testing and App Testing has always been crucial component of the entire development process. Testing is the process of identifying and resolving issues – whether it’s identifying problems with navigation,…
Learn about 3D Secure authentication in order to prevent the risk of fraud and comply with the requirements of regulatory agencies. To protect against fraud, 3D Secure (3DS) requires that customers take…
Digital commerce authentication with the latest EMV 3DS testing platform for Secure Protocol UL for 3DS to promote compliance testing for 3D-secure technologies. The 3DS testing platform, which the payment…
CNP FRAUD COMMON WARNINGS: Global eCommerce sales will almost double from $2.3 billion in 2017 to $4.5 trillion in 2021. For context, this figure is very close to Japan’s GDP…
A rise in eCommerce and mCommerce has led to a rise in fraud over the last few decades due to the card-not-present (CNP), nature of online payments. In 2015, eCommerce…
Juniper research reported that card fraud (CNP fraud), which is committed by card-not–present criminals, will hit $71 Billion between 2017-2021. This includes remote physical goods transactions, which are the primary…
What is 3D Secure? 3-D Secure, also known as the 3-domain structure, is a way to prevent online fraud when using credit or debit cards. It’s also known as payer authentication. This…
It is the Mir payment system, a new Russian national payment system that has been creating waves. Mir started issuing credit cards in the year 2015 and has been expanding its…
In-band OOB AUTHENTICATION is an authentication method that requires the use of two distinct signals coming from two different channels or networks. The goal of OOB use is to guard away…
Tokenisation is an easy process in theory but the complexity of different implementations can add to its complexity. Tokenisation involves the break-up of a particular piece of information or assets into…
What’s the Least Cost Routing and How Does it Function? Least Cost Routing (LCR) or merchant-choice routing is when a payment is processed using the cheapest option for a retailer…
Preventing credit card fraud is beneficial for everyone involved. Although individuals take great care in safeguarding their credit card details and personal information from potential thieves who could cause harm…
Simulators and Emulators: A simulator aims to replicate the behaviors, variables, and configurations found in the production environment of an iOS app, creating a virtual environment that closely mimics the…
Biometric identification is considered the next step in preventing card-not-present (CNP) fraud. CNP fraud occurs when a criminal makes unauthorized purchases using stolen credit or debit card information, without physically…
M-commerce, also known as mobile commerce, refers to the process of purchasing and selling goods and services through wireless devices like smartphones and tablets. It is a type of electronic…
What are False Declines? A false decline refers to a situation where a valid credit or debit card transaction is mistakenly rejected. This can happen due to an error by…
EMV 3-D Secure (EMV 3DS) is a technology that helps detect and prevent fraudulent card payments in e-commerce transactions. It does so in a way that does not inconvenience the…
