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False Declines are the Bane of the Industry of Payments

False Declines Are The Bane Of The Industry Of Payments

False Declines Are The Bane Of The Industry Of Payments What are False Declines? A false decline refers to a situation where a valid credit or debit card transaction is mistakenly rejected. This can happen due to an error by either the merchant or the bank issuing the card. False declines are essentially legitimate transactions…

EMV 3DS 2.3 and the Improvement of Fraud Prevention

EMV 3DS 2.3 And The Improvement Of Fraud Prevention

EMV 3DS 2.3 And The Improvement Of Fraud Prevention EMV 3-D Secure (EMV 3DS) is a technology that helps detect and prevent fraudulent card payments in e-commerce transactions. It does so in a way that does not inconvenience the customer during the checkout process. By using EMV 3DS, merchants and card issuers can quickly and…

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What is a 3DS Server ?

The 3DS Server provides a functional interface between the Directory Server (DS) and the 3DS Requestor Environment flows. 3DS Server is responsible for gathering necessary data elements for 3-D Secure messages, authenticating the DS, validating the DS, the 3DS SDK, and the 3DS Requestor, safeguarding the message contents. The 3DS Server also helps to protect the message content while it is being transferred to DS and vice versa.