PaybizACS, a market-top Access Control Server (ACS) platform that was created by Logibiz technologies to provide cardholder authentication for issuers of cards. It has the options to be deployed directly inside an individual banking institution, a national / central bank, or processing institution for utilization by multiple issuers. It can be deployed both on premises and in the cloud environment as service.
PaybizACS (Access control server) is designed efficiently & competently resulting in a solution that can support 3D Secure 1 (3DS1), and 3D Secure 2 (3DS2) and helps issuers comply with the EU Payment Service Directive (PSD2) compliance. It helps reduce false declines and abandonment of carts and enhances customer experience by introducing an entirely frictionless process during your payment process.
PaybizACS is compatible with 3DS 1 as well as EMV 3DS and also supports Visa SecureCode, Mastercard Identity Check and Safekey of American Express.
PaybizACS was designed with compliance and security at its center, making sure that its users are compliant with the payments cards industry’s security and compliance standards.
PCI DSS and PCI 3DS Ready
Secure Administration Portal
Logibiz is a market runner within the 3D Secure space for years and provides the cutting-edge technology to help card issuers decrease the risk of card-not-present (CNP) fraudulent transactions.
A simple yet an advance solution that is continuously improved and developed to meet the needs of both cardholders’ and issuers’ demands.
The system is supported by well-maintained, online accessible, and easily understandable documentation that is suitable for both technical and business users.
Web-based portal that allows for the configuration and administration of the entire system. It includes certificate management, monitoring of transactions in real-time as well as extensive reporting and audit logs.
Allows your preferred environment and infrastructure setup to improve performance and scalability both horizontally & vertically.
Logibiz’ competitive pricing structure is designed to your individual requirements. If you need a quote you can reach out to our sales department. Our sales team will get in touch with you to understand your exact need shortly.
Parallel supports for the two protocols inside the same system for an easy transition from 3DS1 to 3DS2 keeping both protocols functional at same time
We do not charge hidden fees to our customers, total transparency of our pricing models, and a predictable budgeting
Excellent customer service from a dedicated support staff who respond to all important issues within the agreed service levels
Transmission of high-quality & rich data (such as location, device details, transaction, and merchant information) between the seller and the issuer through web browsers and mobile app SDKs.
Use of the rich data that is transmitted during transaction processing to provide more accurate risk assessments through the risk engine component.
Better shopping experience for shoppers using mobile apps through Native mobile assistance. The implementation of our 3DS2 solution can decrease the abandonment rate of your cart by as much as 25%.
PaybizACS’ adapter-based API that communicates through third-party authentication services which allows authentication outside of the traditional 3D Secure flow, enabling the cardholder to carry out the authentication offline without having to communicate with the merchant on the internet.
Requestor Initiated payments (3RI), also known as Merchant Initiated authentication, can be used to make periodic or subscription payments. In conjunction with decoupled authentication, they permit merchants to make online transactions, even when the cardholder isn’t accessible for authentication at time of transaction.
Cardholders can whitelist trusted merchants to avoid authentication. By using PaybizACS Whitelisting API, issuers can manage the lists of cardholders of trusted merchants. Issuers are able to view and remove trusted merchants from their administration console.
PaybizACS is compatible with Dynamic Linking which is required for SCA by PSD2. A uniquely-identified authentication code will be utilized for every transaction, and the payee is updated on the exact amount of the payment as well as the payee during the process of authentication.