The brand new 3DS2 SDK component was designed to address the most significant issue with 3DS1: 3DS1 was terrible to use on mobile devices. The new Mobile SDK component is able to support seamless integration into mobile apps. This means that 3DS2 native authentication methods will appear exactly like native components of your application. This enhanced mobile payment experience will reduce fraud in e-commerce transactions that are made using mobile devices and reduce abandonment rates for carts since the customers will be less inclined to see the process of authentication as suspicious, and therefore abandon their purchase.
PaybizSDK is EMVCo certified and is compatible with global major card schemes, and has the potential to add more in the future.
Unify the UI of your app and decrease cart abandonment rates with native authentication using PaybizSDK
2 SDKs: for Android and for iOS
PaybizSDK comprises two SDKs: One for Android and the other for iOS. Both are developed in native English (Java as well as Swift respectively) and will also include updates that support the most recent versions for each OS.
Provides more accurate Native authentication results
3DS2 utilizes the user data it collects to help make an accurate decision on the likelihood of the transaction being fraudulent. PaybizSDK helps facilitate the process of collecting data to aid issuers to get more precise multi factor authentication results which, in turn, helps protect the credit card of the customer from fraudulent use.
Ability to be wrapped around another Mobile SDK
PaybizSDK can be wrapped within another SDK before being distributed to the merchant to integrate. That means if you're an acquiring bank that already provides an SDK for merchants, PaybizSDK could integrate into the SDK which will make it easier for the integration process for the merchant who will be using it.
Demo apps with extensive web documentation
PaybizSDK includes three demonstration applications: a Java demo application for Android, as well as Swift and Objective-C demo applications for iOS. These apps showcase the capabilities of PaybizSDK and also provide sample codes for integration purposes. Furthermore, there are extensive documentation and integration guides available.
Competitive Pricing
Logibiz’ competitive pricing structure is customised to meet your unique needs. Provides flexible and reliable payments technology to adapts your needs time to time (as they change). If you require a quote, please contact our sales team.
Create a unified UI that is the same style and look
For app designers
Contrary to 3D Secure 1, there are no more tedious and dubious browser redirections. This implies that a unified app interface with seamless security for the cardholders could coexist.
Checkouts that are quick and painless using PaybizSDK
When integrated into the app of a merchant, PaybizSDK will allow the customers to pay faster by using secure and frictionless authentication using 3D Secure 2. Customers will not be able to notice anything.
Flexible deployment
PaybizSDK is able to be implemented in a variety of ways. It could be a stand-alone Mobile SDK that developers can connect to and access as well as embedded within another SDK to allow payment processors to be distributed in the company's SDK.
Unify your app UI
With PaybizSDK the merchants can design an attractive and unifying app interface and permit authentication to be carried out within the application. This eliminates suspicious redirection of browsers and the poor presentation of the screen that caused problems with 3D Secure 1.
It is based upon an earlier 3D Secure 2 specification standard
PaybizSDK was created following the official EMVCo 3D Secure 2 guidelines. As a result, it employs a standard set of APIs and is compatible with any other 3D Secure 2 component available on the market.
Enhanced native authentication results with extensive data collection and innovative challenge methods
Contrary to 3D Secure 1, there are no longer any tedious or untrustworthy browser redirections. This means that a unified UI for the app with seamless security for the cardholder could be used together.
Allow rich data collection for intelligent risk assessment
With 3D Secure 2, a vast amount of information about the user is gathered from the device, which means that the bank issuing the card will have more information points that can be used to make an informed assessment of the risk of a transaction. PaybizSDK assists in the data collection process by collecting information about the user's mobile device. The result of authentication is more precise than before.
Challenge methods that are quicker and more secure
In the first version of 3D Secure 1, the only method of confirming the cardholder was to make the user enter a password, however, it was difficult to type in and was often forgotten. 3D Secure 2 has solved this problem by introducing innovative authentication methods, such as biometrics. PaybizSDK allows authenticating mobile devices with fingerprints or facial recognition. These are faster as well as more secure.
New frictionless flows can eliminate many of the old problems
The most frequent problem in 3D Secure 1 was that customers would not complete their payment due to an authentication issue. 3D Secure 2 has fixed this issue by the introduction of Frictionless flow, which will instantly authenticate a user without any hassle if the chance of fraud is minimal. This means that PaybizSDK can allow the cardholder to process a transaction within a matter of minutes.
Conversion rates that are higher translate into higher revenue for merchants
In short, consumers won't be concerned by challenge screens that don't belong in the area and won't have to worry about them. This results in less cart abandonment which means more sales will pass through. This is a huge benefit for the customer as well as the merchants.
Simple integration
For app developers
Easy-to-use API
Adapter-based 3DS Server integration scaffolding provided
Logibiz’ Paybiz3DS adapter that is ready to use
Have questions about PaybizSDK?
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For general queries, please email info@logibiztech.com