3DS Testing simulator is an all-in-one 3D Secure authentication testing environment. Testing simulator is a tool that can be utilized by anyone seeking to incorporate any already-in-place 3D Secure solution or create a personal 3D Secure product. Testing Platform is a great way for testing of 3DS version 1 & 3DS version 2 components as well as to conduct integration tests of the product.
An end-to-end 3DS Testing simulator for everyone

Components of a 3D Secure transaction
Merchant Plugin & 3DS Server (Acquiring Domain)
Directory Server (Interoperability Domain)
Access Control Server - ACS (Issuer Domain)
Find more real-life test results with fully developed 3DS components of simbiz3DS:
Contrary to many testing tools that make use of simulators, simbiz3DS is comprised of live and fully developed 3D Secure components:
Our users get real-world test outcomes and get the ability to create custom test scenarios.

Benefits of simbiz3DS
Faster achievement of Scheme’s compliance Tests
Assures system’s high performance & consistency
Boost integration performance
Tailored Pricing
Logibiz’ competitive pricing structure is customised to meet your unique needs. Provides flexible and reliable payments technology to adapts your needs time to time (as they change). If you require a quote, please contact our sales team.

An End-to-End 3D Secure testing platform to fulfill needs of both Acquiring and Issuing businesses
Supports testing needs of all possible Acquiring scenarios
Simbiz3DS includes pre-defined test cases as well as offers the configuration screens to prepare customized test scenarios for both 3DS2 and 3DS1 to support testing for your 3DS Server (3DS) or Merchant Plug-In (MPI) respectively. One can test many combinations & permutations of multiple card schemes, authentication channels and testing scenarios.
3DS Server / MPI testing is initiated by the merchant or payment gateway using their test environment or merchant site. The simbiz3DS’ ACS and DS components can be setup with the test card numbers for various scenarios and acquirer and merchant details. Simbiz3DS testing simulator also comes with pre-configured testing connectivity information, yet also possible to connect software from external vendors’ systems.
Supported Authentication Channels
- Browser (PA & NPA)
- App (PA & NPA)
- 3RI (NPA)
Pre-defined Test Scenarios
- Authentication success – frictionless (Y)
- Authentication success – challenge (Y)
- Authentication attempt (A)
- Card not enrolled (N)
- Authentication failed (N)
- Authentication unavailable (U)
simbiz3DS can support your testing needs in multiple ways
Testing the connectivity and configurations
Ideal for upcoming 3DS implementers
After the 3DS application has been installed, simbiz3DS can be used to ensure that the application has the right connection and configuration setup. This test will confirm the essential 3DS configurations for the application, as well as the settings for the implementation’s network that are required to connect to other parts that comprise the 3DS ecosystem.
Integration Testing
Suitable for brand new 3DS implementers
By using Logibiz’ 3DS testing simulator upfront to make sure that the integration is correct, Implementers can radically cut the amount of time and money required to conduct testing with card schemes. Testing fees are applicable for specific card schemes. Also, If the test isn’t completed within a specific timeframe, testing will need to be scheduled again and a fee for re-tests could be incurred.
Implementation Testing
Suitable for both new and existing 3DS implementers
Implementers might want to evaluate the response received from their 3DS Server during 3DS transaction using different scenarios. This is particularly very helpful while testing corner cases such as timeouts and other scenarios of business, technical errors. Simbiz3DS allows you to validate your 3DS components by using test cards that have been set up to test different scenarios and various card schemes.
Continuous Testing for enhancements
Fit with the existing 3DS implementers
Logibiz 3DS Testing simulator to perform ongoing functional testing to ensure the stability and integrity of their 3DS components or to test updated specifications and mandates. Simbiz3DS is also extremely beneficial to allow new merchants of Acquiring banks or Payment service providers to test connectivity & functionality during their initial setup & on-boarding process prior to going Live.
Test every card combination & permutation
With the many possible configurations for cards in ACS component, simbiz3DS can assist banks that issue cards to determine whether the cards are properly configured and produce the desired results in each situation. In addition, the simbiz3DS could be utilized to test different scenarios of cards in the event of upgrading to the newer version of ACS.
To conduct ACS testing, simbiz3DS’ 3DS Server, as well as Directory Server, are configured with the card range of test cards, the acquirer and merchant information, as well as an ACS URL for the tester’s ACS. Test cards for different scenarios are created in the tester’s account.
The tester makes use of their test card to purchase via one of three channels (browser-based, 3RI or mobile app-based) using an extremely efficient 3DS Requestor. The card number sent from the tester’s ACS as a message from PaybizDS (a DS component of simbiz3DS) will be used to identify the necessary integration and send the appropriate response.

Testing Platform can assist your testing requirements in variety of ways
Integration Testing
Suitable for brand new 3DS implementers
Prior to the rollout of production following an effective deployment and test of 3DS components The card schemes require implementers to carry out testing for compliance. For example, Visa requires testing on its VSTS environment. Since the Testing Platform contains all of the essential components of 3DS It is suitable for testing compliance of any 3DS components which includes the ACS prior to when testing for the card scheme is carried out.
Implementation Testing
Suitable for both new and existing 3DS implementers
ACS implementers might want to evaluate the response received from the ACS in 3DS transactions, in various scenarios. Testing Platform allows you to evaluate the performance of the AACS using transactions using test cards that have been set up to test different scenarios and various card schemes.
Tests on connectivity and configuration
Ideal for the brand the newest 3DS implementers
After the 3DS application has been installed, Testing Platform can be used to ensure that the application has the right connection and configuration set-up. This test will confirm the essential 3DS configurations for the application, as well as the settings for the implementation’s network that are required to connect to other parts that comprise the 3DS ecosystem.
Testing continues
Fit with the existing 3DS implementers
ACS implementers can utilize the Testing Platform to perform ongoing functional/performance testing to ensure the stability and integrity of their 3DS components.
- Installation of ACS successfully
- The test scenario is successfully set up and connected to test DS
- The successful generation of authentic authentication results for test scenarios
- The ACS currently has features
- New ACS features to ensure compliance with current card scheme requirements
Why Choose simbiz3DS?
Available in On Premise model
Support for latest 3DS version 2.0 Protocol along with Version 1.0
Implementation with No heavy Infra requirements
Customizable solution as per Customer’s need
Real time Reporting & Dashboard
Key Modules of simbiz3DS

Directory Server
To verify enrollment of cardholders in the 3D Secure program by providing enrollment and authentication data.
Access Control Server
For checking the cardholder identity during the purchase. It interacts with the merchant site and networks components (Directory Server and History Server).


Dashboard & Administration Console
For configuring, monitoring, and providing activity reports of the solution. Provides master configurations for BIN, Card ranges, OPT setup & URL configurations for DS & ACS.
Simulator Console
For simulation of e-commerce payments using different card brands to have control over various transaction parameters in testing environment.

Have questions about simbiz3DS?
For general queries, please email info@logibiztech.com